April 7, 2025 Deja vu all over again A few short years ago my blog comment section and social media were blowing up. Panic was in the air. The comments were varied, but uniformly convinced this time was different. As a theme, they ran along these lines: “JL, I love your work and have been […]

– Well, it looks like we’re here in another US election year already.  As Advanced Mustachians, we already know that the ongoing battle of Harris vs. Trump should not be consuming much of our time.  Sure, we do our research and cast our votes but after that we move right on to focus on other […]

You may have contributed to a Roth IRA and then realized later in the same year that you would exceed the income limit. You recharacterized the Roth IRA contribution as a Traditional IRA contribution and converted it to Roth again before the end of the year. Your IRA custodian sent you two 1099-R forms, one […]

We all live busy lives, and oftentimes, our finances come last when it comes to staying organized. But budgeting and understanding your financial situation should be a top priority.  Fortunately, there are AI budgeting apps to make managing your finances much simpler, but which one is right for you?  Best AI Budgeting Apps Here are […]

This article has been updated to reflect the current new Series I bond rates for May, 2025 to November, 2025 period. The new I bond rate has been set at a composite 3.98% (up from 3.11% APR in the prior 6-month period). Due to a declining inflation rate, this current rate has dipped below the […]

I disagree with Bill on the price of long-term care insurance. Bill is so dismissive and wrong on this topic. The cost of long-term care is insignificant for him as a billionaire. Yes, LTC insurance is “cheap” for him. But, if you aren’t a multimillionaire or billionaire, LTC is not cheap. As those of us […]

Let’s start with a couple pieces of exciting news, and then I’ll fill you in.  First, there is a brand new edition of The Simple Path to Wealth coming to bookstores on May 20th. Second, my pal Pete Adeney, Mr. Money Mustache himself, and I will be doing a live zoom conversation, open to everyone […]

– A couple of years ago, Mr. Money Mustache lost some credibility among the faithful when he wrote this blog post about actually trying to spend a bit more money, while buying a Tesla as the first step in that program.  “Look at me!”,  I thought to myself at the time,  “I’m such an enlightened […]

The contribution limits for various tax-advantaged accounts for the following year are usually announced in October, except for the HSA, which comes out in April or May. The contribution limits are adjusted for inflation each year, subject to rounding rules. You can only contribute to an HSA if you’re covered by a High Deductible Health […]