This past October 31st launch of… Pathfinders …has been two years in the making and it is a book I have wanted to bring to you since 2016 after The Simple Path to Wealth was published. Within months of that book’s release I began to receive incredible stories from people all over the world telling […]

Whoa, have you seen what just happened to interest rates!? Suddenly, after at least fourteen years of our financial world being mostly the same, somebody flipped over the table and now things are quite different.  Interest rates, which have been gliding along at close to zero since before the Dawn of Mustachianism in 2011, have […]

[Updated on January 30, 2025 with screenshots from FreeTaxUSA for the 2024 tax year.] TurboTax and H&R Block are the two major tax software for filing personal tax returns. A low-cost alternative to TurboTax and H&R Block software is FreeTaxUSA. FreeTaxUSA isn’t only for simple returns. It can still handle more complex transactions, such as […]

Individual bank account bonuses and rewards programs come and go. But it’s basically a given that dozens of online banks (and brick-and-mortar banks and credit unions) offer enticements to new and longtime account holders at any given time. The same is true for opportunities to earn high yields (high-interest payouts) and generous rewards on other […]

This overview on how to pay your taxes with a credit card (to the IRS) has been updated for the 2025 tax season. Want to take a bit of the sting out of paying taxes? Good news. You can easily and quickly pay taxes with a credit card and simultaneously profit from doing so. I […]

I needed someone to come on the show to provide some tough love and Ramit was the only person for the job. As Ramit mentioned during our last interview, FIRE people are great at knowing what NOT to spend on but we’re not good at knowing what to spend on. Spending is going to be […]

This is the third and final post of “intriguing quotes” since the October 31st launch of… Pathfinders It has been two years in the making and it is a book I have wanted to bring to you since 2016 after The Simple Path to Wealth was published. Within months of that book’s release I began […]

– The thing that drew me to early retirement is freedom, and that’s still the best part of it.  Back in 2005, the primary reason for this freedom-seeking was being able to devote my best hours to being a Dad – I had a feeling my career in tech would be too demanding to sustain […]

If you buy health insurance from healthcare.gov or a state-run ACA exchange, there used to be a hard cutoff for whether you qualify for a premium tax credit. You didn’t qualify for a premium tax credit if your income was above 400% of the Federal Poverty Level (FPL). New laws removed the hard cutoff at […]

If you’re a student (or parent) looking for a place to park your money without excessive fees or unrealistic balance requirements, check out the impressive array of low-cost, low-balance checking accounts available to students. Some actively restrict membership to younger individuals, most often those between 17 and 23 or 24 years old. But others are […]