Many charities advertise that donations are tax-deductible, but most people don’t deduct donations on their taxes. That’s because over 80% of taxpayers use the standard deduction, and they don’t get to deduct donations to charities when they don’t itemize. People donate because they support the cause, whether they get a tax deduction or not. I’m […]

The EV Tax Credits will Now Expire 9/30/25 A PSA to readers who have recently considered the purchase of an electric vehicle (EV): the EV tax credits now have an expiration date of September 30, 2025. Technically, any eligible EV purchase must be delivered by that deadline (not just purchased). This applies to both new […]

I received an email from Social Security Administration on July 3, applauding the new 2025 Trump tax law — One Big Beautiful Bill Act. The email said, The new law includes a provision that eliminates federal income taxes on Social Security benefits for most beneficiaries, providing relief to individuals and couples. I read the One […]

Mint Mobile, the Ryan Reynolds endorsed T-Mobile brand has 3 great offers up right now. The first is 50% off their prepaid “Unlimited” 3-month plan (normally $30/month, but just $15/month with the sale price) – great for those who want to bring their own phone. If you’re looking for a longer term Unlimited Plan discount, […]

I never wanted kids. In fact, I’d say I was against the idea. There was too much I wanted to see/do, and I thought that kids would get in the way. Plus, I could easily imagine all the stress and worry that kids would bring. I worried enough about my family/friends, so why would I […]

– Quite accidentally, it looks like we timed our last talk about the stock market pretty darned well. Back in February 2025, the market put the perfect cap on a multi year climb before stepping onto the wild roller coaster we’re currently riding. Since then it has seen some of the steepest drops and recoveries […]

Auto and homeowners’ insurance have gotten a lot more expensive in recent years. Many people experienced premium increases of 10%, 20%, or more on their renewals. Inflation in materials and labor, technological advances in vehicles, weather events, and natural disasters are all causes to blame. A friend asked me which insurance company I used for […]

Chase and Instacart recently launched a partnership that offers monthly Instacart credits and 3 complimentary months of Instacart+ membership for cardholders of a number of Chase credit cards. Instacart users (and potential future Instacart users) should find the new perks to be very beneficial – with the ability to stack these credits with gift cards […]

As most of you already know by now, as of May 20, 2025 there is a new, updated version of The Simple Path to Wealth available. Indeed, it has already reached #7 on the New York Times Best Sellers List. If you buy the book at Barnes & Noble or any local bookstore, you’ll automatically […]

I didn’t think I’d ever want kids. There was so much I wanted to do/see during my life and I felt like having kids would get in the way. Two things changed when I got to my late 30s though. First, my wife’s sisters started having kids and I got to see how fun/crazy they […]